Variable or Fixed: The Not-So-Great Mortgage Dillema

Variable or Fixed: The Not-So-Great Mortgage Dillema

The Globe and Mail recently did a great write up (click here to read) on the trade offs surrounding variable vs. fixed mortgages. Their conclusion, which I agree with, is that fixed mortgages are so low at this point (2.2% in some cases) that any benefits associated with a variable mortgage, such as slightly lower rates and the ability to lock in at any time, are simply not enough to choose a variable mortgage at this time...

Read More

Can you really "miss out" on the housing market?

Can you really "miss out" on the housing market?

This is something we hear a lot: "If I don't buy a house now, I won't be able to afford one soon because house prices keep going up!". Case and point, a recent article in the globe and mail (http://bit.ly/1JM2pr7) covers the plight of a saleswoman, "Dorrie", who is struggling with making the decision to buy a house in Toronto. This is a difficult decision, especially for someone in a one-income household with a child. Someone in this position should...

Read More

Research shows alternative investment funds run by women outperform those run by men.

Research shows alternative investment funds run by women outperform those run by men.

A new book entitled "Women on the Street" by Meredith Jones, an experienced portfolio researcher and Wall Street veteran, looks at "behavioural and biological investment research to explore how women think about investing, and to determine why women may have a money management edge." In a nutshell...

Read More